Tax at
a Glance

What could this mean for me?

Below are some examples of how people and families benefit from the Government's tax changes. To find out more about how much you or your family could be better off from these changes, a tax calculator is available at budget.govt.nz/taxcalculator

Couple with four children, two in ECE

Couple with two school-aged children and two children in ECE, with one parent earning $80,000 per annum and the other earning $60,000 per annum, for an annual household income of $140,000, spending $600 per fortnight on childcare.

Total annual gain: $7,042

PIT: $1,842 | IWTC: $1,300 | FamilyBoost: $3,900

Better off by around $271 per fortnight

Average income household with two children in ECE

Couple earning $62,500 each per annum, with two children in ECE. They spend $600 per fortnight on childcare. Their combined income of $125,000 matches the New Zealand average household income.

Total annual gain: $6,539

PIT: $1,599 | IETC: $1,040 | FamilyBoost: $3,900

Better off by around $252 per fortnight

Average income household with two children

Couple earning $62,500 each per annum, with two school-aged children.

Total annual gain: $2,639

PIT: $1,599 | IETC: $1,040

Better off by around $102 per fortnight

Couple with a child in ECE

Couple with a three-year old, with each adult earning $75,000 per annum for an annual household income of $150,000 and spending $400 per fortnight on childcare.

Total annual gain: $4,499

PIT: $1,899 | FamilyBoost: $2,600

Better off by around $173 per fortnight

Sole parent with two children

Sole parent earning $80,000 per annum, with two children aged 16 and 13.

Total annual gain: $2,343

PIT: $1,043 | IWTC: $1,300

Better off by around $90 per fortnight

Working couple

Two adults both earning $150,000 per annum.

Total annual gain: PIT: $2,085

Better off by around $80 per fortnight

Single adult

Single adult earning $55,000 per annum.

Total annual gain: $1,320

PIT: $800 | IETC: $520

Better off by around $51 per fortnight

Minimum wage earner

Single adult earner working 40 hours per week on minimum wage, earning $48,152 per annum.

Total annual gain: $651

PIT: $131 | IETC: $520

Better off by around $25 per fortnight

Retired couple

Retired couple receiving NZ Superannuation with no other income.

Total annual gain: PIT: $224

*This couple will initially be better off by around $9 per fortnight, rising to around $18 per fortnight from 1 April 2025 and $26 per fortnight from 1 April 2026 due to the Annual General Adjustment process. These estimates are based on Budget 2024 forecasts.

Better off by around $9 per fortnight - rising to around $26 per fortnight*

To find out more about how much you or your family could be better off from the Government's tax changes, visit budget.govt.nz/taxcalculator

Notes:

Impacts on example families are for a full year from 1 Aug 2024 to 31 Jul 2025.

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